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FAQ

Is WSIB mandatory for employers in Ontario?
Employers who operate in Ontario generally require WSIB coverage for their workers. WSIB coverage provides employers with legal protection if a workplace injury occurs, and provides injured workers a variety of benefits and services.
Is WSIB mandatory for all employers?
WSIB coverage is mandatory for independent operators, sole proprietors, partners in a partnership and executive officers in a corporation who work in construction. Most will have to register with us (some exemptions apply).
Can employers opt out of WSIB?
Specifically, employers who participate in WSIB on a By-Application basis can de-elect , depart WSIB and take out WSIB alternative insurance. Many By-Application employers have sought to de-elect in the past, but have historically been hit with sky-high Departure Premiums .
What is the name of the Ontario WSIB return form?
The reconciliation guide is designed to support you in completing the paper-based reconciliation form. See our 2022 reconciliation guide if you are reconciling for years prior to 2020.
Does every employer in Ontario have to have WSIB?
WSIB coverage isn't mandatory for everyone in Ontario. The Government of Ontario decides which industries and which types of employees have to have WSIB coverage, and lists them in the Workplace Safety and Insurance Act (WSIA).
What do I do if my employer doesn't have WSIB?
No WSIB coverage 13 If your employer does not provide WSIB coverage, you may sue your employer for your injury.
What companies are exempt from WSIB?
Homeowner or private resident bank, trust and insurance company. trade unions. private schools or private day cares. travel agency. photographers. barbers and many hair salons (with exceptions) funeral directing and embalming.
Who is exempt from WSIB Ontario?
There are two exemptions. Individuals, partnerships or corporations performing home renovation work only, and who are hired and paid directly by the homeowner or resident.
Who is exempt from WSIB in Ontario?
There are two exemptions. Individuals, partnerships or corporations performing home renovation work only, and who are hired and paid directly by the homeowner or resident.
What do you pay WSIB on?
The WSIB maximum amount of insurable earnings for that year was $65,600. The employer is, therefore, responsible to pay premiums on the worker's insurable earnings until the annual maximum of $65,600 has been reached. The difference of $2,400 is considered excess earnings and is not subject to premiums.
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