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FAQ

Does WSIB pay your full wage?
Full LOE benefits are 85% of your net average earnings (NAE) before your injury. WSIB also pays partial LOE benefits that may be any part of the full benefits.
How long does it take for WSIB to pay you?
How we'll pay your loss-of-earnings benefit. You'll get a loss-of-earnings benefit payment every two weeks. If your loss-of-earnings is ongoing, we'll review your benefit every year until you have received it for six years (72 months).
What does WSIB Ontario?
Ontario's Workplace Safety and Insurance Board (WSIB) plays a key role in the province's occupational health and safety system.
Who are not eligible for WSIB coverage?
Independent operators (IO), sole proprietors (SP), partners and executive officers (EO) are not covered under the Workplace Safety and Insurance Act, 1997 (WSIA) unless they apply for optional insurance or they are in the construction industry and are compulsorily covered.
Are all workers in Ontario covered by WSIB?
WSIB coverage isn't mandatory for everyone in Ontario. The Government of Ontario decides which industries and which types of employees have to have WSIB coverage, and lists them in the Workplace Safety and Insurance Act (WSIA).
How much does WSIB pay in Ontario?
The WSIB Maximum Insurable Earnings Ceiling for 2022 is $95,400, compared to $92,600 in 2022. Changes to the Maximum Insurable Earnings Ceiling are directly linked to changes in average earnings in Ontario as measured by Statistics Canada, and provisions under the Workplace Safety and Insurance Act.
Who qualifies for WSIB in Ontario?
You have a work-related injury or illness; You or your employer report your injury or illness to us and your claim is allowed; You provide us with the information we need to make decisions about your benefits; and.
What percentage of pay do you get on WSIB?
The amount of a full LOE benefit is 85 per cent of a worker's pre-injury NAE, see 18-02-07, Calculating Net Average Earnings.
How is WSIB payments calculated?
To calculate your premium, multiply your gross insurable earnings by your premium rate and divide by 100. If you have more than one NAICS code (NC), you will need to calculate each NC separately.
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